All State Appraisal Partners, Inc. is your FHA certified appraisal company

The FHA maintains of approved appraisers for each state - All State Appraisal Partners, Inc. is on the roster of approved appraisers for NC. If you have an FHA-secured loan, be sure to get with All State Appraisal Partners, Inc., as we are approved and certified to perform FHA appraisals. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

Be sure to contact All State Appraisal Partners, Inc. if you need an appraisal done for an FHA-secured loan.

An FHA loan is secured by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lending organizations with safety by offering mortgage insurance in case the borrower defaults on his or her loan obligations. Low-income and moderate-income borrowers benefit from an FHA-secured financial transaction; the point of the Federal Housing Administration is to cooperate with credit-worthy consumers to meet expectations and necessities for lending agencies that they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are particularly beneficial to those consumers with less available funding.

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