All State Appraisal Partners, Inc. can do FHA backed loans

The FHA keeps a roster of approved appraisers for each state - All State Appraisal Partners, Inc. is on the roster of approved appraisers for NC. This indicates that we are certified and approved by the FHA to do appraisal reports for property loans insured by them. A certain amount of the periodic training our staff at All State Appraisal Partners, Inc. completes deals precisely with understanding the FHA's documentation and their rules and procedures.

If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA loan, it means it is underwritten by them. The lending organization provides all the loaned money; the FHA simply backs the loan through mortgage insurance in case the borrower does not pay off his or her loan. Available to all buyers, FHA loan programs are created to help credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the FHA provides are acutely useful to purchasers with less starting income.

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