There are lots of reasons consumers call on Allstate Appraisal Associates, Inc.

Each year, thousands of people in North Carolina buy, sell or refinance their home. A lot of these transactions contain a simple line item for an appraisal. While there are a budding number of automated home valuation processes that may appear more cost-effective than an appraisal, most lenders still call for a local expert because the stakes are very high. But is securing a mortgage the only reason to get an appraisal? Are there other instances when the services of a certified, independent real estate professional might be helpful? Of course.


	For real estate appraisals in Mooresville and Iredell County, it's easiest when your order online from Allstate Appraisal Associates, Inc., just click here.

Let Allstate Appraisal Associates, Inc. help you appeal your tax assessment in Iredell County

It's likely you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are based upon a previous assessment of your real estate, so if values have gone down in your area, you can challenge your assessment and save money. When building your case, an appraisal from Allstate Appraisal Associates, Inc. is your best evidence. At Allstate Appraisal Associates, Inc., we're equipped to assist you in disputing your tax assessment.

Let Allstate Appraisal Associates, Inc. assist you in lowering your mortgage payment

When the amount being loaned to the home owner is more than 80% of the actual value of the property, many lenders ask home buyers to take out an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. Seeing that added payment is usually folded into the monthly mortgage payment, it is often forgotten. This is unfavorable because PMI isn't required when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to remove the PMI installments when the balance is paid down to 78% of the original value.

Allstate Appraisal Associates, Inc. will provide you with a statement regarding the value of your home, and the price you paid for the home valuation can usually be regained in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be a particularly daunting ordeal for both parties, and it is often even more complicated by the hard decision of who keeps the home. It's a good idea to order an appraisal from Allstate Appraisal Associates, Inc. so both parties are entirely aware of the true market value of their house, regardless of the situation.

The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Trustworthy estate liquidation

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the highest degree of discretion.

Most Americans don't have dedicated estate planners or executors to take care of these matters, unlike wealthier individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal.

Let Allstate Appraisal Associates, Inc. assist you in relocating to or from Iredell County

We are familiar with the headaches involved with an employee relocation. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide feedback on the positive features of their property, along with information about any new sales or listings in their neighborhood that they want considered during our thorough process.

Don't sell out for too little or keep your home on the market too long.

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision when determining your selling price. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees depend on our efforts to complete the appraisal report and and aren't related to the sales price.

On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homes stay on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.