All State Appraisal Partners, Inc. in Mooresville do appraisals for a variety of purposesThousands of people in North Carolina purchase, sell or refinance their home every month. Many of these transactions contain a simple line item for an appraisal. Almost all lenders still call for a local expert because the stakes are so high, even though there are a growing number of automated home valuation systems that may appear more practical than an appraisal. But is securing a mortgage the only reason you should get an appraisal? Are there additional instances when the services of a certified, independent real estate professional could be beneficial? You bet there are.
Let All State Appraisal Partners, Inc. help you dispute your tax assessment in Iredell CountyIf you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from All State Appraisal Partners, Inc. is your best evidence. We're qualified to assist you in disputing your tax assessment.
Let All State Appraisal Partners, Inc. help you get rid of PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance policy that many lenders ask home buyers to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the real estate. This extra payment is often bundled into the monthly mortgage payment and is soon forgotten. PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to remove the PMI payments when the balance is paid down to 78% of the original value.
If you'd like to get rid of PMI, All State Appraisal Partners, Inc. will produce a statement regarding the value of your home. The cost of the appraisal can generally be offset in just a few months because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from All State Appraisal Partners, Inc.A divorce is often complicated by the challenging decision of who maintains the property, and it can be a very traumatic event for both parties. It's a good idea to order an appraisal from All State Appraisal Partners, Inc. so both parties are completely aware of the true market value of their home, regardless of the circumstances.
The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.
Fair and accurate estate liquidation with All State Appraisal Partners, Inc.Settling an estateThe death of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.
Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to take care of these issues. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal.
Let All State Appraisal Partners, Inc. assist you in relocating to or from Iredell CountyMoving due to a job change is a more than just an inconvenience, and we understand. We take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive aspects of their property, along with information regarding any new sales or listings in their area that they want considered during our detailed process.
Selling your home quickly at the right price with an appraisal from All State Appraisal Partners, Inc.A professional appraisal can help you make a more informed decision regarding your selling price, whether you want to sell your home on your own or with the help of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are derived from our efforts to finish the appraisal report and not a percentage of the sales price.
On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homes stay on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.
Home Status Report
Want to know if a home is still on the market, or if the price has changed? We can help. Simply fill out the information below and with no obligation to you we'll get back to you with your requested information. We guarantee your privacy.